Cheapest Online TRT in 2026: True Monthly Cost Compared

The cheapest online TRT in 2026 is PeterMD at $79/month on a 12-month plan (plus $95 starter labs), but Henry Meds at $129/month is the cheapest option that includes labs, visits and medication in one monthly price with no year-long commitment. TRT Nation and Maximus both list $99.99/month. First-year totals, which account for labs and prepayment, are the fairest way to compare.

Prices were checked on each clinic's site on September 25, 2026. Starting prices only; your prescribed treatment can change the cost.

First-year cost comparison (starting prices)

Our arithmetic, using each clinic's published starting price for testosterone injections:

*Estimates, not quotes. PeterMD's own pages list different price tiers, so confirm your rate.

Sources: PeterMD, PeterMD labs, Maximus, TRT Nation FAQ, Blokes, Henry programs, Hone, Marek, Hims.

1. Henry Meds: cheapest all-inclusive ($129/month)

Henry states its $129 price "includes everything": provider visits, lab work, medication and supplies, shipping and support, plus anastrozole when prescribed. The same price applies to injections, cream and enclomiphene. Kyzatrex, an FDA-approved oral testosterone, is up to $179/month (not in California).

Catch: multi-month plans may require paying the remaining balance if you cancel early (Henry FAQ), and Henry doesn't publish its states.

2. PeterMD: lowest long-term price ($79/month)

PeterMD's TRT page lists $79/month on a 12-month plan, $109 on 6 months and $139 month to month, with testosterone, supplies and shipping included. The $95 starter lab panel is extra, though PeterMD says you can bill lab work to insurance for a $25 processing fee. It serves every state except Alabama and Idaho for TRT.

Catch: sales are final once medication ships, cancellation must come 48 hours before renewal, and its own pages list different prices and minimum terms (PeterMD policy). Get the price in writing.

3. TRT Nation: low monthly price, labs optional ($99.99/month)

The plan covers testosterone cypionate, supplies, shipping and unlimited consultations. Labs are $129 extra, but outside labs are accepted, which can save money if your own doctor already ordered recent tests. Serves every state except AL, AK, AR, MO and HI.

Catch: injection-focused menu, and Trustpilot reviewers (2.1/5, 30 reviews) report multi-month upfront charges. Ask exactly when you'll be billed.

4. Maximus: low price with physicians ($99.99/month)

Injections, cream and enclomiphene are $99.99/month; oral testosterone is $149.99. Maximus says care is provided by board-certified physicians and offers at-home labs. New clients on a 12-month plan get 50% off the first month.

Catch: a January 2026 Innerbody review reports the lowest prices apply to annual billing. Confirm what labs are included.

Cheapest by treatment type

Starting prices, per each clinic's site (monthly unless noted):

For injections, the cheapest all-in monthly price with labs included and no year-long prepay is Henry at $129. For oral testosterone, note that Kyzatrex (Henry) is FDA-approved; ask Maximus whether its oral protocol is compounded.

How to lower your TRT cost

1. Bring recent labs. TRT Nation accepts outside labs, PeterMD accepts existing bloodwork, and Henry may accept results from the last 90 days, which can save a lab fee.
2. Use pre-tax funds. Hone and Blokes accept HSA/FSA; Maximus and Marek Health issue receipts.
3. Prepay only if you're confident. Prepay discounts (Blokes, PeterMD, Hims, Maximus) are real savings, but check refund terms first. PeterMD and Marek say sales are final.
4. Compare the same treatment. A $79 injection plan with labs extra and a $129 all-in plan aren't the same product.

Honorable mentions

• Blokes: $99/month on a prepaid 12-month plan with quarterly labs included and HSA/FSA accepted, about $1,337 in year one with a first panel. Not available in 16 states.
• Hone Health: injections from $28/month make its total competitive for a physician-only clinic, and HSA/FSA cards effectively lower the cost if you have pre-tax funds.

Hidden costs to check before you sign up

1. Labs. Included (Henry, Hone) vs extra (TRT Nation $129, PeterMD $95, Blokes' first panel) is often a $100+ difference in year one.
2. Prepayment. Blokes' $99 price means paying $1,188 upfront; Hims' $99 price means paying 10 months upfront; Maximus's best prices require longer commitments.
3. Refund policy. PeterMD says sales are final once medication ships; Marek says all web sales are final.
4. Medication vs membership. Hone's membership and Marek's intake don't include medication.
5. Dose-dependent pricing. Hone notes its medication price may change if you need more. Other clinics may do the same.
6. Ancillaries. Some clinics include anastrozole when prescribed (Henry, TRT Nation, PeterMD); others bill it separately (Hone lists $22/month).

More detail in TRT clinic cost in 2026.

Cheapest option by situation

• You already have recent labs: TRT Nation ($99.99/month, accepts outside labs) or PeterMD (accepts existing bloodwork).
• You want everything in one monthly price: Henry Meds at $129/month.
• You're happy to commit for a year: PeterMD at $79/month or Blokes at $99/month with labs every quarter.
• You want to avoid needles on a budget: Maximus cream at $99.99/month.
• You have HSA/FSA funds: Hone Health or Blokes, which accept them directly.

What we left out of the price

Our estimates cover each clinic's published starting price and, where stated, labs. They don't include dose-based price changes, ancillary medications, repeat lab fees beyond what's bundled, or taxes. Your prescriber's plan decides the final number, so ask for a written quote before paying.

Can insurance make it cheaper?

Possibly, but not through these clinics: none bill insurance for treatment (PeterMD lets you bill lab work to insurance). An in-network doctor offering telehealth may be cheaper if your plan covers testosterone. See online TRT that takes insurance.

Don't choose on price alone

The cheapest clinic is only a good deal if it does the medical basics: confirms low testosterone with at least two early-morning, fasting tests (Endocrine Society), screens for reasons not to treat, and monitors hematocrit and PSA during treatment (Endocrine Society guideline). Skipping monitoring to save money is a false economy: testosterone can raise blood pressure and red blood cell counts (FDA, Mayo Clinic). See TRT side effects and risks.

For an overall ranking that weighs price with care quality, see the best online TRT clinics.